Love It or List It?

Despite what real estate reality shows might have led you to believe, the decision to sell your home isn’t simple — and it definitely isn’t a decision that you can reach in 30 minutes. This is true even if you never really loved your property in the first place, or it’s become a daily cause of stress. Maybe the commute …

5 Things I Wish I Knew Before Buying My First Home

We know that the home buying process is daunting, and it might seem like you have a million tasks on your plate. Everyone is giving you advice, but what should you really spend your time worrying about? We asked a recent first-time homebuyer what she wishes she knew before she bought her home. Here are the 5 pieces of advice …

Mortgage Basics

You will have many options when it comes to choosing a mortgage. Your lender or broker will help you find the mortgage that best matches your needs. Become familiar with the following terms and options to help with your decisions. Amortization period: The length of time you agree to take to pay off your mortgage (usually 25 years).  Payment schedule: How …

Canadians Want to Cut Their Debts in 2019

According to a CIBC poll, 1 in 4 Canadians are focussing on paying down their debts in 2019 as interest rates rise. Results of the survey found that 29% of respondents increased their amount of debt in 2018. This increase was due to the following: Day-to-day Items – 34% Purchasing a New Vehicle – 24% Paying for a Home Repair …