6 Reasons to Work with an Expert on Your Mortgage Renewal

Given the large financial commitment of a mortgage, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or just have a short negotiation to shave a few points off. While it’s tempting to choose what is easiest, it’s so important to …

Tips to Improve Your Credit Score

There are some simple, yet counterintuitive tips to improve your credit score. For example, according to CanWise Financial’s President James Laird, “If it’s not a bankruptcy sheet and not a consumer proposal, we most commonly see borrowers who have balances over their limit, so while it’s somewhat counterintuitive, get a higher limit because it helps your credit score if your …